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Obamacare's Unintended Consequences: People Buy Short-Term Policies
National Center for Policy Analysis Health Policy Blog 
Apr. 19, 2016
"Sales of these policies have doubled or more since 2014 ... This surely feeds into the problem that Obamacare enrollees are sicker than expected: The healthy candidates are choosing these policies.... Because these policies are underwritten for pre-existing conditions, the healthy can buy them. However, when the term is up, they are underwritten again.... With Obamacare, of course, if these folks fall sick they can apply for Obamacare coverage at the next open enrollment, which starts November 1."
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