"[A]lmost 19 percent of large companies have already curtailed or canceled their FSA programs and 13 percent have dealt similarly with their HSAs. It is obvious that the tax is already having an impact, despite the two-year delay.... This number of companies dropping consumer-directed accounts will likely grow over time because after 2020, the limits will be adjusted for future changes in the consumer price index. While employers plan for these long-term changes, many are also considering imposing additional fees to cover employees' spouses or even exclude them from coverage completely."  MORE >>