"Remember that the major thrust of the DOL's new regulations are to require brokerage firms to provide investment recommendations to their retirement clients (You!) that are in your best interest (not theirs). Right now, no such requirement exists for brokerage firms. That the brokerage community does not accept this new fiduciary standard with open arms should trouble you, especially if your 401(k) plan investment advisor works for one of these firms." [Editor's note: this article was in yesterday's newsletter, but the title we created was confusing and might have misled readers. We apologize for the error.]