"The employee ... increased supplemental coverage over the years beyond the level at which coverage was available without evidence of insurability [EOI]. However, the employee was never sent the EOI form and the EOI form was never completed.... The court found that the employer breached its fiduciary duty by administering the plan in a way that allowed the employee to believe incorrectly that coverage was in place, particularly when the employee had paid premiums for the coverage for a number of years.... The employer will have to pay ... $314,000." [Van Loo v. Cajun Operating Co. dba Church's Chicken, No. 14-10604 (E.D. Mich June 6, 2016)]  MORE >>