"Use both auto enrollment and auto escalation to maximize participant preparedness for retirement.... Analyze your employee demographics and determine the appropriate baseline enrollment rate and escalation cap for your plan.... Evaluate whether your investment strategies are effectively managing various risks that are critical when investing for retirement.... Consider providing a menu option to address inflation sensitivity.... Create a menu of options to address decumulation needs that includes three types of investments: a target date fund series, access to an annuity option and access to customizable systematic withdrawal."