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Impact of the Default Investment Decision on Participant Deferral Rates: Managed Accounts vs. Target Date Funds (PDF)
Morningstar; registration may be required 
Sept. 26, 2016
14 pages. "Managed accounts participants save more compared to target-date fund investors.... Participant deferral rates are generally lower for plans with automatic enrollment (versus voluntary enrollment) unless the default deferral rate is at least 6%.... The potential benefits of increased savings likely outweigh the costs of managed accounts for many participants."
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