"Remind employees that while there may be reimbursement and coverage available for out-of-network providers, reimbursement is limited based on allowed charges.... Provide employees with step by step information on how to look up providers for their specific networks for their medical plans, and dental & vision plans if applicable.... If you have a Section 125 plan, ... remind your employees that they cannot make changes to their enrollment elections during the plan year unless they experience a qualified life event[.]"  MORE >>