"While interest rates continue to hover near record lows, and in some cases negative territory, it is still appropriate to own bonds as part of a long-term diversified portfolio allocation.... However, retirement plan investors should review their asset allocations and be aware of the unintended risks in their portfolios. The three most important areas where misconceptions can lead to unintended consequences for retirees center on duration, global diversification, and credit or yield risk."  MORE >>