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Millions Buying Insurance Outside Exchanges Amid Obamacare Woes
FOX News 
Oct. 28, 2016
"The big downside to shopping off the exchanges is that customers would not receive insurance subsidies. But for customers who wouldn't qualify for subsidies anyway, shopping off the exchanges potentially gives them more options -- including, in some cases, cheaper plans.... But off-market shoppers often have more options in plans. The estimated number of insurance providers available on the exchanges for next year is 167, a net decrease of 68."
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