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Three Ways to Help Improve Participants' Retirement Outcomes in a Lower-Return World
J.P. Morgan Asset Management 
Jan. 4, 2017
"Plan sponsors face a stark choice once they have acknowledged the outlook for lower returns. They can stay the course -- with participants contributing at their current deferral rates, often into relatively undiversified portfolios. Alternatively, they can take action to help improve retirement outcomes: encourage participants to save more; consider investment strategy options that can make portfolio diversification easier; and provide participants with the opportunity to enhance returns through the use of active management."
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