Defined Contribution Account Manager Nova 401(k) Associates
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Defined Contributions Compliance Consultant Loren D. Stark Company (LDSCO)
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TPA Retirement Plan Consultant EPIC RPS (TPA/DPS)
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Fringe Benefit Group
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Greenline Wealth Management
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Great Lakes Pension Associates, Inc.
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Senior Specialist 401k Recordkeeping T Bank N.A.
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Pollard & Associates
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Retirement Planners and Administrators (RPA)
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New York City District Council of Carpenters Benefit Funds
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Retirement Solutions Specialists
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Another Call for a Paradigm Shift in Retiree Spending Budget Thinking
Ken Steiner, FSA Retired Jan. 13, 2017
"Before you develop a spending budget for recurring annual expenses, you need to set aside assets for future expected non-recurring expenses, such as long-term care expenses, unexpected expenses and amounts desired to be left to heirs.... If you want to develop a recurring spending budget that is consistent with your retirement goals, you should spread the present value of your [income from other sources] over your expected retirement period, and add the result to your [strategic withdrawal plan (SWP)] amount for the year ... The simple answer for most individuals or couples, who don't live in a retirement researcher's artificial bubble, is to avoid SWPs."
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