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Fixed-Dollar Tax Credits Would Reduce Individual Health Insurance Premiums
National Center for Policy Analysis Health Policy Blog 
[Opinion] Feb. 7, 2017
"Tax credits that subsidize health insurance offered in Obamacare's exchanges are based on the second-lower cost Silver-level plan in a region. Intuitively, this implies insurers will not compete too much because that would drive down subsidies. As long as subsidies chase insurance premiums, premiums will be higher than otherwise."
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