"Employers fear the new plans will impose new state requirements (albeit employee-friendly ones) that are stricter that what's required under current federal law.... [S]tates are getting aggressive in designing plans to be employee-friendly -- and potentially making employers who already offer plans on their own to be subject to the state plan as well ... Oregon ... has a provision in proposed rules for its program that would allow a conditional exemption from the program for employers that provide a retirement plan to all employees -- only if the employer enrolls all employees within 90 days of hire."  MORE >>