"[T]reating an expensive health condition costs (someone) lots of money. There are four basic approaches that can be taken to this problem. [1] Leave sick people to face the costs of their own treatment, whether out of pocket or through high-cost insurance, no matter how ruinous those costs become. [2] Mandate that other, healthier people overpay for the value of their own health insurance, so that sick people can underpay for the value of theirs. [3] Spread the costs of paying expensive health bills throughout society, for example by having taxpayers pick up the tab. [4] Require a targeted group to shoulder the costs."  MORE >>