"[1] Ends tax penalties ... for individuals who don't buy insurance coverage and larger employers who don't offer coverage.... [2] Ends tax increases on higher-earning people and a range of industry groups ... [3] [L]ets states impose work requirements on Medicaid recipients.... [4] Overhauls insurance subsidy system from one based largely on incomes and premium costs to a system of tax credits ... [5] Lets states get federal waivers allowing insurers to charge older customers higher premiums than younger ones ... [and] exempting insurers from providing consumers with required coverage of specified health services ... [6] [Lets states that create high-risk pools get federal waivers from the] prohibition against insurers charging higher premiums to people with pre-existing health problems, but only if the person has had a gap in insurance coverage.... [7] Retains requirement that family policies cover grown children to age 26."

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