12 pages. "Approximately 58% of respondents achieved over 6% premium growth from January 1, 2016, to January 1, 2017 ... Loss ratios (net of commissions) increased from 75% in 2015 to 77% in 2016.... Third-party carriers are more willing to pay supplemental commissions to brokers for stop-loss placements than health plan carriers.... Sixty percent of total premium is concentrated in deductibles of less than $150,000 per individual (60%). Seventy-five percent of total premium is derived by employers who have 1,000 or fewer subscribers."  MORE >>