"[W]hether or not most retirement savers who currently rely on a broker's conflicted 'advice' will actually hire financial advisers instead -- a doubtful assertion -- 'advice' from brokers is not comparable to advice from disinterested experts. Similarly, even if the industry's prediction that the rule could cause investors to lose access to some investment products is borne out, it does not follow that investors will be harmed since these products are unlikely to be in savers' best interests."  MORE >>