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Nudging Retirement Savings: A Field Experiment on Supplemental Plans
National Bureau of Economic Research [NBER] 
Aug. 21, 2017
"Among workers participating in a supplemental plan, individuals who received an informational nudge increased their contributions in the months following the intervention relative to the control group. Moreover, those that received the nudge reported in a subsequent survey that they were more likely to have developed a retirement plan and report more confidence in their retirement preparedness. In contrast, individuals who were not enrolled in a retirement saving plan were not moved to begin contributing to a supplemental plan."
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