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Planning for Retirement: Financial Areas of Focus for Empty Nesters
Prudential 
Sept. 14, 2017
"There are some key steps parents should consider that may help to improve retirement readiness when children leave home. [1] Increase contributions to retirement accounts.... [2] Convert IRA and 401(k) dollars into Roth dollars.... [3] Save more in Health Savings Accounts (HSAs).... [4] Convert IRA assets to HSA assets.... [5] Start planning to maximize Social Security benefits.... [6] Consider the role permanent life insurance can play to reduce risk.... [7] Pay down housing debt.... [8] Engage a financial advisor."
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