"An alarming percentage of individuals who oversee company 401(k) or other [DC] plans are not aware of -- or are uncertain about -- their status as fiduciaries under [ERISA].... [T]hose who know they are fiduciaries are more likely to have a philosophy that supports proactively placing participants on a strong saving and investment path. They also tend to be associated with plans that have features designed to help participants save for retirement, such as automatic enrollment and automatic contribution escalation[.]"  MORE >>