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A Carrier's Economist's Take on the ACA
InsureBlog 
[Opinion] Dec. 29, 2017 "Between 2010 and the actual ACA launch, [one Blue Cross plan] spent over $100,000,000 in new spending just on compliance work and building the systems to allow us to participate. This is money that could have bought actual health care. Pre-ACA we served an individual market with the following characteristics: 125,000 people, Average age 36 years, 51% female ... Fast forward to 2017: 165,000 people, Average age 46 years old [... 30% increase; older,sicker], 58% female [... more expensive claims] ... Only 40% of policyholders keep their plan for 12 premium payments in a row." MORE >> |
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