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Why an Emergency Savings Account Should Be Your Next Employee Benefit
International Foundation of Employee Benefit Plans [IFEBP] Link to more items from this source
Feb. 20, 2018

"One way to avoid taxation issues with emergency savings accounts is to establish a deemed Roth IRA account, which would be funded by after-tax contributions. Called a sidecar, money is deferred into an account until a certain amount is reached, called the buffer. Once that point occurs, the deferrals can switch into the retirement plan. Since this is still a relatively untested approach, there are a few hurdles to cross."  MORE >>

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