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Unraveling Retirement Strategies: Variable Spending from a Volatile Portfolio
The Retirement Cafe 
Feb. 23, 2018
"We have two basic choices in portfolio-drawdown strategies: spend a predictable amount annually and risk depleting our portfolio or spend an unpredictable, possibly painful, amount annually to avoid portfolio depletion.... Regardless of which of these strategies you choose, you will spend the amount you need to spend after retiring.... There are many variable spending strategies."
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