"Opposition to the expansion of AHPs has primarily focused on: [1] The potential for fraudulent and thinly capitalized AHPs that fail to pay participants' medical claims; [2] The reduced consumer protections applicable to AHPs, because large AHPs would be able to obtain health coverage on the large group market; and [3] The potential that the expansion of AHPs could make the small group and individual health insurance markets less stable by diverting healthy individuals to AHPs. The Attorney Generals for New York and Massachusetts intend to file a lawsuit challenging the legality of the new regulations."  MORE >>