"[V]irtually any type of existing trade association should be able to meet the necessary associational and control requirements.... [H]ospitals and hospital based systems should be able to create an AHP to offer health benefits to their aligned medical staffs.... [A] franchisor should be able to offer an AHP to its franchisees to enable those franchisees to offer health benefits to their employees.... [T]he role of the States remains pivotal."  MORE >>