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Life Insurance Denial Overturned Due to 'Procedural Unreasonableness'
Thomson Reuters / EBIA 
July 13, 2018
"The appellate court reversed the trial court's decision and overturned the benefit denial, citing the insurer's failure to mention its toxicologist's report in its denials or provide the report to the wife in response to her attorney's written request for documents that the insurer 'may rely on' in making its decision. The court concluded that the failure to acknowledge the toxicology report indicated that the insurer did not consider all relevant evidence, amounting to procedural unreasonableness." [White v. Life Ins. Co. of North America (LINA), No. 17-30356 (5th Cir. June 13, 2018)]
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