"[O]ver the last 10 years, health costs as a percentage of overall compensation for larger employers ... have moved in a narrow band, between 8 and 9 percent of total compensation. For all private employers, it has remained between 7 and 8 percent of compensation over the same period. Premium growth has also been modest -- in the 3 to 4 percent a year range -- and is not likely to jump in 2019. There is no question that workers are feeling the pain of out-of-pocket costs, but that's a different problem."  MORE >>