"Though companies expect a slight upswing in healthcare cost increases over the next two years or so, cost trends remain at or below 5 percent after plan changes ... This is due, in part, to the maturing of account-based health plans, a strategy that combines a group health insurance plan with an employee flexible spending account or health savings account.... [E]mployer confidence in offering health benefits in 10 years remains strong, and in fact that confidence is close to its highest level in 15 years."  MORE >>