"[N]o one should be marketing, operating, or administering a MEWA that offers medical care benefits, unless it has filed an M-1. If you learn of such a filing failure, please notify [EBSA] immediately and exercise extreme caution before enrolling or participating in the arrangement.... Any business or individual considering enrolling in coverage through an AHP can visit the Department's webpage and use the Department's electronic Form M-1 search tool ... to determine whether the AHP has appropriately registered with the Department and made any other required M-1 filings.... A MEWA that offers medical benefits [including a newly created association health plan] must file a Form M-1 at least 30 days before engaging in any activity including, but not limited to, marketing, soliciting, providing, or offering to provide medical care benefits to a participating employer or employees, including working owners."

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