"Many retirement plan provisions are still hopelessly complex ... and should probably be eliminated altogether (note that there is proposed legislation that would eliminate some types of RMDs). And 5500s are still way too complicated, along with the withdrawal, rollover, and transfer rules.... Eliminating jargon such as 'vesting schedule,' 'glide path,' 'rollover,' and the like, and removing numbers, particularly percentages, from retirement plan projections (since many participants suffer from math anxiety) can help."  MORE >>