"Overall enrollment is down by about 3 percent from the 2018 open enrollment period when 11.8 million consumers selected or were automatically reenrolled in marketplace coverage.... Despite year-over-year stability, enrollment through HealthCare.gov is down from its peak of 12.7 million consumers in 2016.... The grandmothered plan policy was initially announced in November 2013 ... and has been extended each year since then.... While the marketplaces have stabilized, this policy likely did serious damage to the ACA-compliant individual market."  MORE >>