"There are three substantive changes between the draft letter and the final letter; otherwise, the requirements are the same as in the draft letter. First, issuers are not required to offer a 'mirror QHP' that does not cover certain abortion services.... Second, the final letter updates the timeline for when QHP issuers must submit additional transparency reporting information.... Third, the final letter included a new note that SHOPs can set up a toll-free hotline in lieu of a call center."  MORE >>