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Larger HSA Balances Result in Increased Use of Health Care Services and Spending (PDF)
Employee Benefit Research Institute [EBRI]
June 14, 2019
"The average HSA balance more than doubled between 2014 and 2016 among enrollees with employee-only coverage.... Individuals with $3,000 or more in their HSA at the beginning of the year made an additional 50 visits to primary care physicians and specialists per 100 plan enrollees. Their spending was about $20 higher for primary care office visits and $28 higher for specialist visits. Spending associated with outpatient services was $551 higher."
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