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Fringe Benefit Group
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Greenline Wealth Management
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Seventh Circuit Says Substantial Compliance Doctrine Inapplicable to Missed Claim Deadlines
Thomson Reuters / EBIA July 12, 2019
"After a plan administrator failed to issue a final decision on a participant's disability claim within the deadline set forth in DOL regulations, the participant sued. Eight days after the suit was filed, the plan administrator issued its final decision denying the participant's claim.... According to the [Seventh Circuit], the regulatory deadline imposes a 'hard stop,' providing that 'in no event' may the deadline be extended beyond a specified number of days." [Fessenden v. Reliance Standard Life Ins. Co., No. 18-1346 (7th Cir. Jun. 25, 2019)]
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