"[N]othing in the Policy required Defendant to decide within 14 days…. Therefore, Defendant’s argument that it had to deny Plaintiff’s claim at the conclusion of a 14-day investigation even while it was waiting on medical records is unpersuasive.... Defendant should have -- at a minimum—waited a few more days to gather medical records before denying Plaintiff’s initial claim." [Speca v. Aetna Life Ins. Co., No. 18-835 (D. Nev. Aug. 8, 2019)]  MORE >>