"[A] recent IRS ruling on uncashed distribution checks ... may require clients to take required minimum distributions (RMDs) early, warns IRA expert Ed Slott.... 'If the IRS really intends to apply the distribution rule to all company plan payouts,' Slott [said] ... 'advisors will need to advise clients to request distributions,' including RMDs, 'early enough in the calendar year to avoid any cross-year confusion, so the client will know that the distribution applies to the prior year, even if cashed or received early the next year.' "  MORE >>