"The occurrence of truly catastrophic claimants -- in excess of $1 million -- is further verified with 31% of respondents reporting such a claimant in the last two policy years. Stop-loss remains the primary focus of risk management, with 71% of respondents sharing no interest in alternate approaches. Additional updates are provided on individual stop-loss deductible by employer size and other coverage provisions, including aggregate stop-loss. The primary focus of the survey remains current premium rates ... Stop-loss premium reflecting over 940,000 covered employees is measured."  MORE >>