"When surveyed on their priorities for the next 5 years, 42% of large and midsize (500 or more employees) chose 'addressing healthcare affordability for low-paid employees' as an important or very important strategy. Employers have started halting requirements for members to pay more out-of-pocket costs, as even some larger employers who had offered a high-deductible plan with a Health Savings Account (HSA) as their only medical plan have decided to add a traditional Preferred Provider Organization or a Health Maintenance Organization as an option."