"Based on [an] analysis of large company data, network usage (the percent of average in-network spend) varied from 96% to 97% among the top four national networks. And, the discounts varied from an average of 50% to 55%. Of course, a five percent discount advantage seems like a valuable improvement. However, the average per employee per year medical costs for the groups with the network that reported a 55% was the same as the average cost for the networks reporting the 50% discount."  MORE >>