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Ditching Insurance Companies Doesn't Help Employers Cut Health Care Costs
Drew Altman, via Axios 
Jan. 27, 2020 "The average family premium for fully insured firms last year was a whopping $20,627. For larger self-insured firms, it was $20,739. There hasn't been a meaningful difference for the past 20 years. ... Self-insured firms would seem to have an advantage because they cut out the middleman. ... Most large insured firms have implemented similar strategies. And they buy insurance from the same companies that administer self-insured plans." |
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