"[O]ne of the best things you can do as a plan sponsor is to reinforce a message they may not want, but need to hear: the DC plan should be a last resort for getting cash.... Recognizing the tough spot employees may be facing, you can support them by offering suggestions on other steps they can take to address their immediate financial needs before they liquidate their hard-earned retirement savings. Helping participants see the scope of options available to them can better position them to make sound financial decisions."  MORE >>