"Ultimately, the question is whether there will come a time when the federal benefit rules will mandate the inclusion of an annuity distribution option in 401(k) and similar plans.... [L]est anyone think that the government isn't serious about this issue, note that the federal government's Thrift Savings Plan includes an in-plan annuity option and the Annual TSP Participant Statement already includes an estimate of the lifetime monthly annuity that can be provided with the employee's account balance."  MORE >>