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How Much to Save? The Effect of Decision Costs on Retirement Plan Participation
National Bureau of Economic Research [NBER]; purchase required 
July 27, 2020 "[S]implifying one dimension of the enrollment decision, by highlighting a potential rate at which non-participants might contribute, increases participation in the plan. Similar communications that did not include a highlighted rate yield smaller effects. The results highlight how reducing complexity on the intensive margin of a decision (how much to contribute) can affect extensive margin behavior (whether to contribute at all) in a setting of policy interest." |
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