"FSA relief is optional, and employers need to be intentional about if and how they do it and focus on employee communication.... Group health plans will need to annually perform compliance tests regarding any non-quantitative treatment limits that may apply to their mental health and substance use disorder coverage.... The law attempts to solve surprise billing beginning with plan years on or after January 1, 2021.... Employer plans will need to start tracking and reporting all of their enrollee information, their plan's geographic reach, and detailed pharmacy cost, claim, and rebate data.... All brokers and consultants will need to provide almost every group client with extensive compensation disclosures every year, beginning with plan years that start on or after January 1, 2022."  MORE >>