"The goal of federal antitrust laws is to promote and protect competition in the marketplace for the benefit of the public. However, the insurance industry has been immunized from antitrust scrutiny for more than three-quarters of a century pursuant to a World War II-era statute. Signed into law by President Trump on January 13, 2021, the Competitive Health Insurance Reform Act of 2020 constitutes a major change by removing that immunity for the health insurance business."