39 pages. "Reporting funds saw, on average, 1-year returns of around 8.1 percent. The 5-year average was slightly below the assumed rate of return, while the 10-year average returns outperformed the assumption. The 20-year returns fell below the assumed rate of return as the strong performance of the late 1990s began to roll off the average.... The average investment assumed rate of return for responding funds is 7.26 percent, compared with 7.24 percent last year."  MORE >>