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| Auto-Enrollment Retirement Plans for the People: Choices and Outcomes in OregonSaves National Bureau of Economic Research [NBER]; purchase required for full document  Feb. 15, 2021 "Within the small to mid-sized firms served by OregonSaves, estimated average after-tax earnings are low ($2,365 per month) and turnover rates are high (38.2% per year). Younger employees and employees in larger firms are less likely to opt out, but participation rates fall over time." |
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