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| High Deductibles May Encourage Smarter Patient Decisions About Low-Value Care Use National Institute for Health Care Management [NIHCM]  Feb. 23, 2021 "Over the three years after a firm began offering a health plan with a deductible of at least $500, its spending for a set of 24 low-value outpatient services fell by an average of 13.7% compared to firms that never offered such a plan.... The percent reductions in spending were significantly larger for low-value services than for all outpatient care and all laboratory services, suggesting some ability and willingness of patients to selectively curtail low-value care." |
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