"As the New York State program will likely cover many of the same employers as the New York City program, it is unclear if the City's program will be implemented.... Participating employers must automatically enroll in the Secure Choice IRA each employee who does not opt out of participation ... or who has made an election to participate with a level of employee contributions other than three percent (3%) of wages in New York State or five percent (5%) in New York City."  MORE >>