"Design DC plans that are consistent with their long-term purpose and role in the retirement system.... Design financial incentives to maximize the impact on enrollment and contributions.... Promote low-cost and cost-efficient retirement arrangements in both the accumulation and pay-out phases.... Ensure that all individuals have access to appropriate and sustainable investment strategies and a well-designed default, where applicable.... Ensure protection against longevity risk in retirement.... Promote awareness and support financial education about retirement and pensions."  MORE >>